Confidence Can Lead to a Better Mortgage

As happens in any industry, there are professionals who work in the real estate industry who don’t mind cutting corners. Protections against working with inexperienced realtors and mortgage brokers comes through local and state realtor licensing requirements.

You may not be real estate savvy, but you deserve to be heard

The realtor licensing requirements vary from state to state, but generally mandate that realtors complete educational training and pass a state approved licensing examination. Ethical and legal issues may be covered during the training. What training seminars, study guides and tests may not give realtors are strong communication skills.

A study guide may not show realtors how to respect mortgage borrowers and house hunters. This training may fall into your lap. To be effective when dealing with realtors and mortgage brokers, you need to be confident. When you are confident while house hunting, you can increase the likelihood that you will:

  • Search for houses that fit within your financial range (confidence can help you to communicate to realtors the importance of not wasting your time and only showing you houses that are below your maximum budget)
  • Avoid giving into realtor or mortgage broker requests to buy houses that have amenities that you don’t really want or need
  • Stick to looking for houses that are located in areas that match your personal tastes
  • Get the chance to buy houses that your entire family will appreciate (this means that you won’t be talked into buying a house that may be great for adults but injury provoking for children)
  • Steer clear of attending open houses where former pet owners lived if you don’t want to live in a house that was once home to several dogs or cats
  • Receive a thorough explanation of each expense associated with owning a house. For example, if you’re confident, you could clearly and respectfully communicate to a realtor that you want all costs associated with a house to be level with or below your budget. In this case, expenses like your mortgage principal and interests, homeowners association fees,closing costs, broker fees, title fees and loan fees and insurances will not exceed your maximum budget.
  • Work with a realtor who takes the initiatives to update you on the status of the house shopping process.

House hunter confidence yields its own rewards

Reliable and respectable realtors and mortgage brokers are honest. They value house hunters and borrowers, whether these adults are their clients or not. They research directories, conduct smart marketing for their clients and look for quality houses that match their clients’ requests. Sharp realtors and mortgage brokers aren’t pushy or demanding. They listen to their clients.

If they exhibit enough respect and self-confidence, smart house hunters could help to sharpen realtors and increase their chances of working with realtors who find them houses that they will afford and appreciate. They could also help realtors gain the very skills that strengthen and lengthen realtor careers, skills like active listening, focused question asking, thorough research and welcomed communication skills.

Tips for Organizing Your Kitchen

The kitchen. It’s one of the most used rooms of the house, yet somehow becomes one of the most disorganized. If you’re tired of digging past ten spatulas to find the potato peeler keep reading. Below are some tips on how to organize your kitchen and keep it that way!

Start by making a bigger mess. Yes, clean everything out of the drawers and cupboards. You may want to include clearing out pantry items as well if it’s been awhile since you’ve done so. Check expiration dates on everything as sometimes items have a way of getting pushed to the back of a cupboard to be forgotten for years. Sort through your items and determine what can be kept, donated or tossed out.

Create categories for the items you are keeping. Think baking, cooking, seasonal, often used, least used, etc. By sorting everything out into categories now, you will know what type of storage solutions and where the best place to store them is later.

Find storage solutions that work. Whether you have items laying around the house you can use or need to invest in some, the best way to stay organized is to create a system that assigns a home for every single item you own. Junk drawers are born from items not having a dedicated place. Be proactive in preventing the dreaded junk drawer by finding an organization solution that includes a spot for everything. Some organization items to consider are lazy susans for spices and other pantry items, hooks to hang mugs, a stemware rack for wine glasses, a rack hang pots and pans from the ceiling, hooks on the insides of cabinet doors for pot holders or measuring cups, a spice rack installed on a cabinet door, and drawer dividers for utensils.

Keep your most used items within reach. Avoid digging through cupboards and drawers on a daily basis by keeping your most used items front and center. In cabinets store your most used items on lower shelves while placing the ones you use less often on top shelves. Place your go-to cooking utensils in a vase or other type of decorative container on the counter next to the stove. You should also consider keeping pots, pans, and other cooking items close to the stove to keep them within arms reach when you are cooking.

Extra Tips for the Go-Getters. Organize plastic ware with their lids. Better yet invest in a set that comes with snap-together lids or a large matching set so you aren’t left trying to cram the wrong lid on a bowl for leftovers. Make the most of the empty space over your cabinets by adding shelves for extra storage. Add a lazy susan in your fridge to avoid items being pushed to the back and becoming long forgotten. Set up a station to sort typical kitchen papers like coupons, menus, and notepads.

While we use our kitchen almost every day the clutter can build up and become overwhelming. With an action plan in hand and a few days dedicated to organizing the chaos you can have a cleaner, more organized kitchen before you know it!

Land – 855 Washington St Franklin, MA 02038 now has a new price of $179,900!

Rare find! House lot for under $200k! Build your new home in Franklin on this 2.5 acre parcel. It is wooded, partially cleared with country views. Located in the Jefferson/Remington district and just minutes to 495, 95, and commuter rail station.

This property features 2.50 Acres, and is currently available for $179,900.

For complete details click here.

Single-Family – 599 Washington St Walpole, MA 02032 is now new to the market!

Don’t miss out on this terrific home buying opportunity in East Walpole! This home is perfect for an ambitious buyer looking to showcase their DIY skills. This village colonial style home offers wood floors, sun filled rooms, wood stove, gas heat. It has an enclosed front porch and full size attic. 2 car detached garage! The owners loved to garden and the yard is perfect for it! The lot is deep and long for possible expansion, gardening and/or play space. Commuter friendly this home is located in the Old Post Road district, offers easy access to highways, is on the bus line, and is within strolling distance to fabulous Bird Park.

This is a Colonial/Antique style home and features 7 total rooms, 1 full bath, 3 bedrooms, 0.57 Acres, and is currently available for $284,000.

For complete details click here.